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Our Team


Frank P. Ryan Photo
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Frank P. Ryan

President

Frank P. Ryan, B.A., B.Ed., CLU

President


Frank is the President and Founder of Ryco Financial Inc. He has been successful in financial services for over 35 years, holds the 5-Star Master Builder designation with Manulife Financial, and is a Qualifying and Lifetime member of the Million Dollar Round Table (MDRT). Frank works with his personal clients to achieve their financial goals through advising on investments and insurance planning. With his corporate clients, Frank focuses on providing advice on group insurance and retirement solutions.

Most Recently, Frank was awarded the National Leadership and Service Award for 2021, the Top Insurance and Insured Investments Advisor in Atlantic Canada from Manulife Securities Insurance Inc. for 2019, and Top Insured Investments Advisor in 2020. 

Away from the business, Frank’s passion for the outdoors has led him to enjoy hunting, fishing, and berry picking depending on the season.

Frank and his wife, Heather, have been married for over 30 years and have two sons, Darren and Frank J. 

Darren Ryan Photo
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Darren Ryan

Certified Financial Planner

Darren Ryan, B.Sc., MBA, CFP®, CLU

Certified Financial Planner


Darren is the Insurance and Estate Planning Subject Matter Expert at Ryco Financial. He was appointed to Manulife's Insurance Advisory Council & Digital Advisory Council in 2019. He's a qualifying member of the Million Dollar Round Table at Top of the Table in 2021, the Advocacy Chair of the Advocis NL Chapter, and a member of the Conference for Advanced Life Underwriting (CALU). 

Darren has been providing professional financial advice for more than 10 years and is licensed across Canada. Darren completed his CFP® designation in 2015, he was awarded the Young Advisor Award by the Knowledge Bureau in 2016, and in 2017 he was awarded the Dunstall Award for completing his CLU with the highest marks in NL. 

Darren focuses his practice on helping professionals meet their investment goals and insurance needs, with a special segment of his practice tailored towards Physicians and Healthcare Professionals.

Aside from work, Darren is an avid hockey player and a hopeful Maple Leafs fan. He enjoys travelling, exploring new places, and hunting and fishing with his family. He and his wife, Ashley, have a beautiful baby girl named Chloe. 

Frank J. Ryan Photo
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Frank J. Ryan

Financial Advisor & Certified Employee Benefits Specialist

Frank J. Ryan,
B.Sc. (Hons), MBA, P.Geo. (non-practicing), CEBS®, ISCEBS Fellow

Financial Advisor & Certified Employee Benefits Specialist


Frank is the Group Benefits & Group Retirement Solutions Subject Matter Expert at Ryco Financial. The team at Ryco are the trusted advisors to more than 100 companies in Newfoundland & Labrador and across Canada. 

Continuing Education is a core value of Ryco, in 2019 he completed the Certified Employee Benefits Specialist (CEBS®) designation and the International Society of CEBS Fellowship. He's currently the NL - Vice-President of ISCEBS Atlantic Canada Chapter. 

Frank was awarded the National Associate Advisor Award in 2018, 2019, and 2020 by Manulife Securities Insurance Inc., and was appointed to Manulife's Insured Investments Advisory Council in 2019. He won the Knowledge Bureau's New Advisor Award at the Distinguished Advisor Conference in 2020 and is a qualified member of the Million Dollar Round Table at Top of the Table for 2021.

Frank joined Ryco in 2016 following a five-year career as a Geoscientist in the energy industry. His diverse background of science and business gives him a unique perspective in understanding and implementing financial strategies aligned with client's goals and objectives. As a matter of fact, many of his clients operate in the natural resource sector.

Aside from work, you can find Frank practicing folk songs on his guitar, on the ice with his hockey team, or in the woods enjoying Newfoundland's wilderness. Frank and his wife Heather now have a little boy named Charles!  And, he is also optimistic about the future of the Maple Leafs. 


Heather Ryan Photo
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Heather Ryan

Office Manager

Heather Ryan

Office Manager / Marketing Assistant


Heather has been a marketing assistant at Ryco for 15 years and plays an integral role in servicing our existing clients with their personal and group, insurance and investment needs.  Altogether, she has 30 years of experience in office administration and payroll.

Aside from work, Heather enjoys baking and cooking for family and friends, travelling, and staying active. 

Belle Steinhauer Photo
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Belle Steinhauer

Financial Administration Assistant

Belle Steinhauer, B.A.

Financial Administration Assistant


Belle is the newest addition to our team at Ryco. As a Financial Administrative Assistant, Belle is learning the business while supporting Ryco’s insurance and investment teams. A recent graduate of Western University, Belle completed her Psychology degree with a specialized interest in Business.

Upon moving home to Newfoundland, Belle has obtained her CSC and is working towards the Life License Qualification Program to improve her knowledge of the financial sector and advance client servicing ability. Belle compliments the Ryco team with her positive attitude, work ethic and and willingness to learn.

Outside from work, Belle enjoys spending her time in the outdoors, hiking and skiing.  


Regina Downton Photo
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Regina Downton

Group Benefits Marketing Assistant

Regina Downton

Group Benefits Marketing Assistant


Regina brings value to Ryco for her background in communication and group benefits servicing. She has accumulated a wealth of knowledge over the past 20 years that she puts to use for our Group Insurance and Pension clients.

Regina excels in client and customer service and looks forward to partnering with you to ensure your complete satisfaction.

Regina started with Ryco in 2016


Heather Davis Photo
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Heather Davis

Financial Administrative Assistant

Heather Davis, BA, BBA

FINANCIAL ADMINISTRATIVE ASSISTANT


Heather joined the team at Ryco in 2021. She has a combined background in business and social sciences as she graduated from Memorial University with a Bachelor of Business Administration Degree as well as a Bachelor of Arts Degree with a major in sociology.

Heather is currently furthering her education by working towards the Life License Qualification Program to improve her knowledge of the financial sector and better support Ryco's insurance and investment teams.

Stephen R. Scott Photo
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Stephen R. Scott

Independent Financial Advisor

Stephen R. Scott, B.A., B.Ed., MBA

Independent Financial Advisor


Steve joined Ryco Financial Inc. in 2007 after seven years working in national and international sales and marketing positions in the NL seafood industry. With support from a team of investment, insurance and administrative specialists, Steve is able to focus on helping his business and personal clients develop and maintain sound investment and insurance plans that fit their needs now and as their life situations evolve.

When not meeting with current or prospective clients, Steve can be found in a gym or a rink with his two children, Will and Ella. And, he is expecting big things again this year from his Boston Bruins.