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Frank P. Ryan, B.A., B.Ed., CLU Photo

Frank P. Ryan, B.A., B.Ed., CLU


Frank is the President and Founder of Ryco Financial Inc. He has been successful in financial services for over 35 years, holds the 5-Star Master Builder designation with Manulife Financial, and is a Qualifying and Lifetime member of the Million Dollar Round Table (MDRT). Frank works with his personal clients to acheive their financial goals through advising on investments and insurance planning. With his corporate clients, Frank focusses on providing advice on group insurance and retirement solutions.

Away from the business, Frank’s passion for the outdoors has led him to enjoy hunting, fishing, and berry picking depending on the season.

Frank and his wife, Heather, have been married for over 30 years and have two sons, Darren and Frank J. 

Darren Ryan, B.Sc., MBA, CFP®, CLU Photo

Darren Ryan, B.Sc., MBA, CFP®, CLU

Financial Advisor & Certified Financial Planner

Darren began his career in financial services with Ryco in 2011 after graduating from Memorial University with his MBA. Since then, Darren completed his CFP® designation, he was awarded the Young Advisor Award by the Knowledge Bureau in 2016, and in 2017 he was awarded the Dunstall Award for completing his CLU with the highest marks in NL.

Darren focusses his practice on helping young professionals meet their investment goals and insurance needs, with a special segment of his practice tailored towards health professionals. He accepts new clients by word of mouth referrals through his existing network of clients, primarily, in addition to his centers of influence.

Aside from work, Darren is an avid hockey player and a hopeful Maple Leafs fan. He enjoys travelling, exploring new places, and hunting and fishing with his family. 

Frank J. Ryan, B.Sc. (Hons), MBA, P.Geo., CEBS® Photo

Frank J. Ryan, B.Sc. (Hons), MBA, P.Geo., CEBS®

Financial Advisor & Certified Employee Benefits Specialist

Frank joined Ryco in 2016 following a five-year career as a Geoscientist in the energy industry. His diverse background of science and business gives him a unique perspective in understanding and implementing financial strategies aligned with client's goals and objectives. As a matter of fact, many of his clients operate in the natural resource sector.

Building upon his corporate background, Frank completed the Certified Employee Benefits Specialist (CEBS) designation and has become our group benefits and group retirement solutions subject matter expert. His primary focus is working with companies to develop and implement effective group health, retirement and financial wellness programs. 

Frank was awarded the National Associate Advisor Award in 2018 by Manulife Securities Insurance Inc. 

Aside from work, you can find Frank practicing folk songs on his guitar, on the ice with his hockey team, or in the woods enjoying Newfoundland's wilderness. He made the smartest decision of his life in August 2018 when he married his wife Heather. And, he is also optimistic about the future of the Maple Leafs. 

Heather Ryan Photo

Heather Ryan

Office Manager / Marketing Assistant

Heather has been a marketing assistant at Ryco for 15 years and plays an integral role in servicing our existing clients with their personal and group, insurance and investment needs.  Altogether, she has 30 years of experience in office administration and payroll.

Aside from work, Heather enjoys baking and cooking for family and friends, travelling, and staying active. 

Regina Downton Photo

Regina Downton

Group Benefits Marketing Assistant

Regina brings value to Ryco for her background in communication and group benefits servicing. She has accumulated a wealth of knowledge over the past 20 years that she puts to use for our Group Insurance and Pension clients.

Regina excels in client and customer service and looks forward to partnering with you to ensure your complete satisfaction.

Regina started with Ryco in 2016

Nicole Reid Photo

Nicole Reid

Marketing Assistant

Nicole Reid joined Ryco in 2018 following a 15 year career with one of Canada's largest insurers to work on our individual insurance and investment team.  Nicole worked as a marketing assistant and in data and office management for her entire career. 

Nicole's experience and training has made her an excellent resource on Ryco's team for in-force business. Her attention to detail and never-quit mentality make her an excellent fit for Ryco and our clients. 

Nicole is pursuing her Life License Qualification Program in 2019 to become a Licensed Assistant to further add value for our clients. 

Belle Steinhauer, B.A.  Photo

Belle Steinhauer, B.A.

Financial Administration Assistant

Belle is the newest addition to our team at Ryco. As a Financial Administrative Assistant, Belle is learning the business while supporting Ryco’s insurance and investment teams. A recent graduate of Western University, Belle completed her Psychology degree with a specialized interest in Business.

Upon moving home to Newfoundland, Belle has obtained her CSC and is working towards the Life License Qualification Program to improve her knowledge of the financial sector and advance client servicing ability. Belle compliments the Ryco team with her positive attitude, work ethic and and willingness to learn.

Outside from work, Belle enjoys spending her time in the outdoors, hiking and skiing.  

Stephen R. Scott, B.A., B.Ed., MBA Photo

Stephen R. Scott, B.A., B.Ed., MBA

Independent Financial Advisor

Steve joined Ryco Financial Inc. in 2007 after seven years working in national and international sales and marketing positions in the NL seafood industry. With support from a team of investment, insurance and administrative specialists, Steve is able to focus on helping his business and personal clients develop and maintain sound investment and insurance plans that fit their needs now and as their life situations evolve.

When not meeting with current or prospective clients, Steve can be found in a gym or a rink with his two children, Will and Ella. And, he is expecting big things again this year from his Boston Bruins.