Frank P. Ryan, B.A., B.Ed., CLU


Frank is the President and Founder of Ryco Financial Inc. He has been successful in financial services for over 35 years, holds the 5-Star Master Builder designation with Manulife Financial, and is a Qualifying and Lifetime member of the Million Dollar Round Table (MDRT). Frank works with his personal clients to acheive their financial goals through advising on investments and insurance planning. With his corporate clients, Frank focusses on providing advice on group insurance and retirement solutions.

Away from the business, Frank’s passion for the outdoors has led him to enjoy hunting, fishing, and berry picking depending on the season.

Frank and his wife, Heather, have been married for over 30 years and have two sons, Darren and Frank J. 

Darren Ryan, B.Sc., MBA, CFP®, CLU

Financial Advisor

Darren began his career in financial services with Ryco in 2011 after graduating from Memorial University with his MBA. Since then, Darren completed his CFP® designation, he was awarded the Young Advisor Award by the Knowledge Bureau in 2016, and in 2017 he was awarded the Dunstall Award for completing his CLU with the highest marks in NL.

Darren focusses his practice on helping young professionals meet their investment goals and insurance needs, with a special segment of his practice tailored towards health professionals. He accepts new clients by word of mouth referrals through his existing network of clients, primarily, in addition to his centers of influence.

Aside from work, Darren is an avid hockey player and a hopeful Maple Leafs fan. He enjoys travelling, exploring new places, and hunting and fishing with his family. 

Frank J. Ryan, B.Sc. (hons), MBA, P.Geo., GBA

Financial Advisor

Frank joined Ryco in 2016 following a five-year career as a Geoscientist in the energy industry. His diverse background of science and business gives him a unique perspective in understanding and implementing financial strategies aligned with client's goals and objectives. Building upon his corporate background, Frank is in the process of completing the Certified Employee Benefits Specialist (CEBS) designation and is quickly becoming the group benefits and group retirement solutions specialist, working with companies to develop and implement group health and financial wellness programs. He attained the Group Benefits Associate (GBA) designation in 2018. 

Frank intends on continuing to grow Ryco through his broad network and sphere of influence, building on past relationships and forging new ones in the greater St. John's area and in Calgary, AB, where he resided 2015-2016. He is currently accepting new clients.

Aside from work, you can find Frank practicing folk songs on his guitar, on the ice with his hockey team, or in the woods enjoying Newfoundland's wilderness. He is also optimistic about the future of the Maple Leafs. 

Heather Ryan

Office Manager / Marketing Assistant

Heather has been a marketing assistant at Ryco for 15 years and plays an integral role in servicing our existing clients with their personal and group, insurance and investment needs.  Altogether, she has 30 years of experience in office administration and payroll.

Aside from work, Heather enjoys baking and cooking for family and friends, travelling, and staying active. 

Regina Downton

Group Benefits Marketing Assistant 

Regina brings value to Ryco for her background in communication and group benefits servicing. She has accumulated a wealth of knowledge over the past 20 years that she puts to use for our Group Insurance and Pension clients.

Regina excels in client and customer service and looks forward to partnering with you to ensure your complete satisfaction.

Regina started with Ryco in 2016